Starter Savings
- $25 Minimum to Open
- Minors 17 Years of Age & Younger with Guardian
- Competitive Interest Rates
- ATM Card Not Issued With This Account
A Starter Savings Account must maintain a minimum daily balance of $25. If your balance falls below $25, a monthly maintenance fee of $3.00 is assessed. This account permits 6 withdrawals per month. Withdrawals over 6 per month will incur a $3 per excessive activity charge. Start saving today!
- Interest rates are subject to change without notice.
- Simple interest paid quarterly.
Regular Savings
- $100 Minimum to Open
- Competitive Interest Rates
- Capitol City Bank & Trust Company ATM* Withdrawals
- Avoid monthly maintenance fee by maintaining minimum daily balance of $100. If the balance falls below $100, a monthly maintenance fee of $3 is assessed.
- This account permits six withdrawals per month. Withdrawals over six per month will incur a $3 per item fee. Save consistently with our Regular Savings Account.
*Interest rates are subject to change without notice.
*Simple interest paid quarterly.
*Non-Capitol City Bank & Trust Company ATM transactions - per transaction fees may vary.
Christmas Club Account
Capitol City Bank & Trust Company offers this unique account that will help you save for the holidays. Before the Christmas season a check for the entire balance is forwarded to the customer. Start your Christmas Club Account today.
- $25 Minimum to Open
- Interest-Bearing Account
- No Monthly Maintenance Fee
- A penalty of $5 per item on early withdrawals.
*Interest rates are subject to change without notice.
*Simple interest paid at maturity.
Certificate Of Deposit
- $500 Minimum to Open
- Competitive Rates
Visit one of our locations and open a Certificate of Deposit Account today. CD's are available from seven days to five years. For more information, please contact a Capitol City Bank & Trust Company Customer Service Representative.
Individual Retirement Account (IRA)
- $500 Minimum to Open
- Competitive Rates
Your personal IRA is designed to help you save for retirement. Earn tax-deferred interest. Individual Retirement Account eligibility requirements include under age 70-1/2 and compensation including wages, salary, self-employment income, and taxable alimony. Also, to suit your retirement needs, we offer a Fixed Rate, Variable Rate, and Money Market IRAs. It's all here for you at Capitol City Bank & Trust Company.
**Withdrawals made prior to age 59-1/2 may be subject to an IRA penalty in addition to applicable income taxes. Information about our IRAs also applies to Simplified Employee Pension Plans. Premature withdrawals from Fixed Rate or Variable Rate IRAs are subject to a penalty. Contact a Customer Service Representative for more information.